The Money Club.Org | July

Located at UTSU Student Commons in downtown Toronto, The Money Club.Org is a hands-on summer program for ages 10–16 where students learn by building, testing, and presenting real ideas. Working in teams, students receive a project budget and develop something people might actually respond to—a product, a service, or a simple app or community-based idea.

The program combines financial literacy, design thinking, and AI in a supervised, classroom-based setting. Students use AI as a practical tool to research ideas, analyze information, create marketing, and help build simple products and prototypes. They then test those ideas and refine them based on real feedback.

What makes The Money Club different is that students do not just learn skills—they use them to make real decisions. They work through costs, pricing, feedback, and tradeoffs to understand what actually works.

Students learn how to:

• present their thinking clearly
• understand costs, pricing, and margins
• use AI to research, build, and create
• design products or services people might want
• test ideas and improve them
• identify real problems worth solving

How the Program Works

Week 1 — Foundations
Money, pricing, market research, and how to evaluate ideas.

Week 2 — Develop the Idea
Students explore a concept and begin shaping it using research, positioning, and AI tools.

Week 3 — Build and Test
Students create simple products, services, or app concepts and refine them through feedback.

Week 4 — Maker Market
Students present their work at the final showcase, where families can see what they built and how their thinking evolved.

A Typical Day

• Morning standup
• Instructor session
• Team build time (using AI + tools)
• Lunch
• Studio time (research, prototyping, marketing)
• Presentations and feedback